
When you’re considering buying a used car, one of the most important cost effective things you can do it have a car data check carried out, as one in 3 cars has a hidden past – maybe the car has been stolen, has outstanding finance or has been involved in an accident, and this check will tell you this and a lot more. Car Data checks typically cover most if not all of the 10 points below:
1. If the vehicle ever has been reported stolen – the cars identity will be cross checked with the police national stolen vehicle database, and you will be notified if it is currently or has ever in the past been reported stolen.
2. If the car has outstanding finance – if any previous owner has taken out a finance agreement linked to the car, then the obligation to pay off the outstanding amount passes to the new owner. The current owner may be hiding this from you, and you could be in for a nasty surprise, having paid for the car you may have to pay for it all over again to the finance company – all outstanding finance should be checked.
3. If the car has been written off – if the car has been involved in an accident and recorded as a write off, wither from being too badly damaged to be roadworthy, or being roadworthy but beyond economical repair you will be notified, as a previously written off car may be dangerous to drive, and may effect your insurance on it.
4. If the car has been scrapped – if the car really has been scrapped it obviously should not still be on the road, this may uncover evidence that the car has been ‘ringed’ or given a new registration number or identity by using a previously scrapped cars VIN number or chassis.
5. If the mileage has been tampered with – if previous owners have recorded the mileage of the car when sold on, this will show you what those mileage amounts were – if the displayed mileage is currently very close or less than this amount you have every reason to suspect the cars odometer has been tampered with.
6. Valuation – data checks usually also provide as an extra an approximate market value of the car you are considering buying to give you an indication of whether you are being offered a good deal.
7. VIN Number check – the Vehicle Identification Number will be cross checked with the current registration to make sure they match – if one or the other is incorrect it could be another sign the vehicle has been given a false identity.
8. Full Specification – The car data check should give you the make model, age spec and trim level of the car, so if the owner is advertising it as a GTI, you can make sure it actually is, and not a different model with a high spec badge stuck on the back.
9. Previous owners – the data check will show you the number of recorded previous keepers that car has had, a large number in a short period may indicate the car is trouble and previous owners have sold it on quickly to get rid of it. You should also check this with the number of previous owners the seller is advertising it as having.
10. Insurance – some vehicle data check companies provide insurance against errors, so if for example they say the car is not stolen, but it turns out to be, they will pay you money towards of the cost of replacing it.
Finally, many thanks go to Orangewheels.co.uk who supply VW UK Cars in the UK for their free help in compiling this website.